Have you been considering dental implants to replace your missing teeth? Then you may be wondering if your dental insurance will cover your treatment. While the most permanent and popular tooth replacement option, the cost of dental implants may involve multiple procedures in addition to the actual surgery. As a result, whether or not your dental insurance will cover your dental implant treatment is rarely a straightforward “yes” or “no” answer. Don’t fret! Your oral surgeon and insurance liaison will help you determine the benefits you have and discuss other financial options with you.
Reasons to Choose Dental Implants
Dental implants do come with a higher price tag than other options like removable dentures and dental bridges. But they’re also the only long-term solution, able to restore permanent function, health, and beauty to your smile! The benefits of dental implants include:
- Strong, long-lasting option that doesn’t decay
- Eat all your favorite foods again
- Smile confidently with beautiful teeth
- Improve your oral and physical health
Understanding Insurance Coverage
Each dental insurance company and policy is different and, unfortunately, very few guarantee full coverage for dental implant treatment. While dental insurance may only cover the restorative part of treatment (dental crown), medical insurance may cover a part of surgical costs if it will correct medical issues resulting from missing teeth. Remember, dental implant treatment may also involve procedures such as tooth extractions and bone grafting, as well as sedation, which your insurance may not cover. Be sure to contact your dental and medical insurance provider(s) to learn more about your specific benefits.
Additional Financial Options
If your dental insurance does not cover a significant enough portion of your dental implant treatment, you can also choose third-party dental financing. These companies, such as CareCredit® and Proceed Finance, offer low monthly payment options with competitive interest rates that fit within your budget. Your oral surgeon may partner with one or more of these dental financing companies, and you can discuss these options during your consultation.
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